STAY HOME MOM DIVORCE

What a Mississippi Stay at Home Mom Needs to Know About Divorce

You have been a stay at home mother for a while, maybe since before the birth of your first child—providing a nurturing home, caring for your children, and taking care of the family’s day to day needs. But now, going through a divorce or even considering one has thrown your already-busy mind into a frenzy of worry and doubt. Of the multitude of worries crossing your mind, three main ones stand out to you: First, what will happen to my children? Second, will I receive anything from the division of our property? Third, how will I get back on my feet? Don’t worry. We are here to calm your doubts and ease your mind by arming you with all the information you need moving forward. You came to the right place.

Custody and the “Continuity of Care” Factor

Your main priority is and always has been taking care of your beautiful children. You have had them day in and day out since the day they were born—and you can’t imagine not having them with you. You can breathe a little easier knowing this—your role as a stay at home mom is a very valuable factor in your favor if there is a custody dispute. In Mississippi if couples cannot agree on custody, the chancellor makes the decision based on a set of factors commonly known as the Albright factors. One of those factors will weigh heavily in your favor as a stay at home mother—“Continuity of Care.” The continuity of care factor weighs in favor of the parent who provided primary care in the time period before and leading up to separation. Because you are a stay at home mom, it has been your job to be that primary caretaker. This means the Chancellor will most likely find the “Continuity of Care” Albright factor is in your favor. Although there is no explicit rule granting this specific factor any greater weight than the other Albright factors, it is often a determining factor in a Chancellor’s grant of custody. Let this be a huge relief to you knowing you have a very strong basis for being awarded primary custody if that is your goal.

The Presumption of Equal Contribution

Another huge concern weighing heavy on your mind is that you may receive little or nothing when the court divides the marital property. You may fear because you did not financially purchase much if any of the property, coupled with the fact it is mostly titled in your husband’s name, you will not receive anything. Take a sigh of relief, because this is a very common misconception. In the old days, Mississippi followed a title theory system when dividing marital property, meaning the spouse whose name the property was titled in was allowed to keep it. But those days are thankfully long gone. Today, Mississippi uses a method called equitable distribution—meaning the Chancellor will look to a set of factors to determine how the marital property should be fairly divided. Lawyers call these the Ferguson Factors. One of those factors is the spouse’s “contribution to the accumulation of marital property”. The “contribution” of the spouse does not need to be financial contribution. By being a stay at home mom you have contributed to the accumulation of marital property by maintaining the homefront so your husband had the opportunity to work and earn for the family while still realizing the joys of children and your domestic contributions. Mississippi courts recognize your type of contribution as equal to your husband’s financial contribution. This means you are on equal footing with your husband when it comes to the Chancellor determining who contributed to the property.

Rehabilitative Alimony

For years you have stayed home to cook and clean and take care of your children, driving to soccer games and ballet recitals. While you have certainly had a demanding job indeed, you have been out of the actual work force and don’t even know if you remember how to operate in that environment. Maybe your professional certification has lapsed. This is terrifying to you because you are unsure how you will be able to jump back into that world and provide for your children as quickly as you may be forced to do. You have enough worries with the heartache and emotion of a divorce without adding the technical and financial concerns on top. We understand. And there is a tool the courts can and often do use to overcome this troublesome issue—it’s called Rehabilitative Alimony. Rehabilitative Alimony is support given from one spouse to the other, usually in cases just like yours, so the receiving spouse can get back on her feet and find a suitable job. Rehabilitative Alimony is an option for you and we are prepared to help you get the support you need financially to stabilize and rebuild your life so you can successfully provide for yourself and children.

Ways to Help Yourself

One of the ways you can help yourself streamline the divorce process is to begin gathering documents which are commonly requested. The easiest way to do this is to obtain a USB storage device and save electronic copies of the following documents. While this list is not comprehensive, it will help you get a good head start on the information exchanges which usually take place during the process of divorce. We recommend you continue to gather new information as it becomes available to you.

  • Copies of your last several paycheck stubs;
  • Copies of your last three annual state and federal income tax returns in full form as filed, including those which were prepared for any business in which you have an ownership interest;
  • The last six monthly account statements for all of your personal and business banking, investment, retirement and/or credit card accounts;
  • A copy of your most recent Social Security Statement;
  • Any financial statement you have prepared for any reason in the last three years;
  • Copies of all insurance policies that are maintained by your or for your benefit;
  • Deeds and debt instruments for all real estate owned by your personally or through any business interest you may have; and
  • Any other document which you believe will help us understand your situation better.

How Can You Help Me?

Here is the way this works, if you are a stay home mom and need more information, call our office (601-898-8655) or confidentially submit a basic intake form so our staff can complete a standard conflict check. That’s when we make sure nothing on this end will stand in the way of us being helpful. Then, we will schedule a time for you to talk to one or more of our attorneys to go over your situation.

FAQs

Do I have to catch my spouse in the act to prove that they are having an affair?

No, it is not necessary to catch your spouse in the act. Due to the secretive nature of affairs, Mississippi courts do not require direct proof to grant a divorce on the grounds of adultery. In order to prove a case for adultery, one must show that their spouse has had the inclination and opportunity to have an affair.

Do I need a reason to get a divorce in Mississippi?

Yes. You must have an agreement or a reason to divorce in Mississippi. This fact doesn’t just puzzle people faced with divorce; family law attorneys who practice in other states think it is bizarre as well. Mississippi is in a small minority of states viewing marriage through this lens. Notwithstanding an annual try by a few brave legislators, our state simply refuses to make it easier to get a divorce. Because proving a legal reason is often pretty difficult, it puts the more motivated spouse in a less leveraged position. Simply stated, whether or not grounds for divorce exist can create unjust outcomes.

Does a mother always get custody of the children?

No, a mother is not automatically entitled to physical custody of her children. This is a common misconception. Mothers and fathers have equal rights to their children under the law, and courts are not supposed to hold preconceived notions on the issue. Parents can either agree to a custody arrangement, or go to court and let the judge decide. A court’s determination of custody will rely on an analysis of the Albright factors, which are as follows:

  • Age, health and gender of the child.
  • Parent having continuity of care prior to the separation.
  • Parent with best parenting skills and willingness and capacity to provide primary child care.
  • Employment of the parent and responsibilities of that employment.
  • Physical and mental health and age of the parent.
  • Emotional ties of parent to child.
  • Moral fitness of the parent.
  • Home, school and coomunity record of the child.
  • Preference of the child at age sufficient to express a preference.
  • Stability of parent’s home environment and employment of each parent.
  • Relative financial situation of the parents.
  • Difference in religion of the parents.
  • Differences in personal values of the parents.
  • Differences in lifestyle of the parents.
  • Other factors relevant to the parent-child relationship.

How is a business valued in Mississippi in a divorce?

In Mississippi, the value of a business or practice in a divorce is straightforward. According to the Mississippi Supreme Court, the value must be determined on a “fair market value” basis and the only approved valuation methodology is the Net Asset Approach, which calculates the value of the assets and liabilities with no entity or personal goodwill, but with appropriate discounts related to marketability and control. The valuation date is set by the Court. All of this appears simple. However, it can quickly become complex if a spouse owned a business or practice prior to the marriage, inherited a business, or acquired or sold a part or all of a business during the marriage. These events might lead to issues such as value appreciation, commingling of assets, or transmutation that must be carefully analyzed. (Special thanks to Jim Koerber, CVA)

How long does it take to get a divorce in Mississippi?

In short, it depends. However, the absolute shortest amount of time that two individuals can get a divorce in Mississippi is sixty (60) days from the date that the Complaint for Divorce is filed. Realistically, irreconcilable differences cases take several months to complete, while a divorce on fault grounds can take up to and over a year. The length of time that the proceedings take are influenced by many outside factors that your lawyer will not be able to control, such as your spouse, your spouse’s lawyer, and the Judge’s schedule.

How much does a divorce cost?

As with so many other questions regarding divorce, it depends. The cost of a divorce proceeding can vary from relatively inexpensive to extremely expensive, depending on the complexity of the issues involved in the case. In order to even estimate such an expense, it is necessary to have a consultation with a professional so that they can evaluate all of the circumstances involved in your situation.

How will the value of our property be determined?

Sometimes valuing property is very simple and can include merely looking to financial statements. Sometimes, however, it is more complicated and we must hire professionals to value the property. How property is valued is largely determined by the specific circumstances, but it is always valued at a fair market value—which means the price a willing buyer would pay the seller given the buyer knows all the details and circumstances surrounding the property.

If I get a divorce, do I have to go to trial?

No, in Mississippi it is not necessary to have a trial to obtain a divorce. In fact, the majority of Mississippi divorces are negotiated and settled outside of court. However, in order to obtain a divorce without a trial, the parties must agree to a divorce on the grounds of irreconcilable differences, which is our legal term for “no fault.”

In Mississippi, if I have sex with my spouse after I find out about an affair have I lost my ground for divorce?

Maybe. One often used defense to adultery is “condonation.” Condonation is the forgiveness of a marital wrong. Condonation may be expressed or implied. Staying in the same home does not constitute condonation and does not act as a bar to a divorce being granted, but some older cases talk about how one act of sex may be considered “forgiveness.” However, even if a true condonation exists, it is conditioned on the offending spouse’s continued good behavior and full knowledge of what is being forgiven. One cannot forgive what they do not know. If your spouse does not discontinue the affair, you still have grounds for divorce. In practical effect, condonation places your spouse on a form of temporary probation. So long as he observes the conditions on which the forgiveness rests, you do not have grounds for divorce. It is necessary also that the condonation be free and voluntary. If it is induced by fraud, fear or force, it is of no effect.

What are my rights during the period of time between separation and the entry of a court order?

Until the entry of a court order, your rights following separation are the same as they were while you and your spouse were living together. This means you and your spouse enjoy the same equal rights to your home, personal property, and children as you did before. This is often the most chaotic period of the divorce process, so communication with your spouse, if possible, can be crucial. We like to call this the “storm before the calm.”

What are the Ferguson Factors?

The Ferguson factors are the considerations derived from a leading Mississippi case that courts now use to determine how to fairly divide property. They are: (1) substantial contribution to property accumulation; (2) spousal use or disposition of assets and distribution by agreement; (3) market and emotional value of assets; (4) value of each spouse’s separate estate; (5) tax consequences and legal consequences to third parties; (6) the extent to which property division can eliminate the need for alimony; (7) the needs of each spouse; (8) other factors which should be considered in equity.

What is a “standard” visitation arrangement?

There is actually no such thing as a “standard” visitation arrangement. Custody and visitation schedules are each unique, and can be structured around the families that will be living under them. Perhaps the most common situation is for the noncustodial parent to have visitation with their children every other weekend, with a night of visitation in the middle of the weeks in which they will not have weekend visitation. It is also common for parents to alternate holidays, and for each to have extended periods of time with the children in the summer.

What is lump sum alimony?

Lump sum alimony is usually a one-time payment used to compensate one party who may not have benefitted as much as the other party during the process of equitable division of property.

What is permanent alimony?

Permanent alimony is what most people think of as the traditional type of alimony—monthly payments awarded to take the place of the support given during marriage. It terminates at the death of either party or when the recipient remarries. It can also be modified based on changed circumstances.

Resources for Stay Home Moms

I just wanted to thank you for all of your hard work in helping to finalize the child support settlement. You did an excellent job, and I would highly recommend you to anyone seeking expert legal advice.

I just wanted to E-mail you and tell you how much I appreciate everything that you have done for me throughout my divorce. You have been so wonderful!! I couldn't have asked for a better person to help me through all of this. Through my entire divorce it has seemed like you understand exactly what I have been going through and that has been so helpful... The very first day that I called you, you made me feel so comfortable! You were so easy to talk to and I felt like I could really relate with you. I just want you to know how much your help and support have meant to me. I can't say thank you enough... Good luck with everything and thanks again for all that you have done! You are GREAT!!!

reflecting is a good way to clear your mind. i find myself doing that just about every day. for some reason, i started thinking about last summer the other day. i looked at where i am now; peaceful, calm, sane(well mostly), and...happy. truly happy. then i thought about last year<<{CHAOSDRAMAMADNESS}>> i remember my heart stopping every time the phone rang, and the dread i felt wondering what would unfold next. every day was a whirlwind of emotional overload. several people became a haven to me, but only one guided me through that storm... you. there is no doubt in my mind that God sent me to you because He knew you would take care of me. and you can say you were only doing your job, but you saw me through the greatest crisis of my life to date. there are no words to express my gratitude to you. through this process, i am learning a lot about myself and who i really am-without someone else's definition attached to me. i can be by myself and really be okay. i believe that God has set this time aside for just me and Him. that was kinda hard to accept, but i have and it really makes my life easier. i think i am better for having gone through this whole thing. i just wanted to say thank you for going through it with me.....

Thank you so much for your help. You are a blessing to me. I meant to email you to let you know that I made it back safely but I have been trying to work on these other tests to become certified in Microsoft. I did receive the documents from Lori today. Also I wanted you to see the little girl that you were fighting for, I just hope and pray that one day B. understands that it is never about us, it is all for Z.

Thanks for everything you did to make this divorce as painless as possible. As I said in the beginning, I wanted it my way or I would not be happy. Today, I walked out of your office with a smile on my face. I never thought I would get everything I wanted. If it wasn’t for my faith in God and my trust in you, I do not know how I would have made it to today. Again, thank you for doing such a great job! Hope we can meet on better terms in the future.

I recently had the pleasure of opening some documents from your office and was very elated when I saw your act of generosity. I really appreciate you eliminating the rest of my bill and hope that one day I will have the opportunity to do the same for you. It has been a very stressful year and things just seem to keep getting worse. This was an extreme blessing and once again I am very appreciative of your kindness. I will be glad, and have done so already, to refer you and your firm to anyone that may need your services.

I just wanted to share a few photos from our trip to Disney World. Thank you once again for all of the hard work from day one. It's your hard work that has made trips like this possible. I have so many priceless memories from this trip. It wouldn't have been possible without y'all working so hard for me and my son.

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